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| 名称： 中国银行的改革(英文版).ppt38 |
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| 所属分类： 财务经理 |
| 下载要求： 10学币或VIP (学币和VIP购买说明) |
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| 文件大小： 836 KB |
| 更新时间： 2007-8-3 10:34:00 |
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| ::中国银行的改革(英文版).ppt38电子书简介:: |
中国银行的改革(英文版).ppt38简介开始
China’s Last Step Across the River: Completing the banking reform
The last-steps
The past relatively pain-free reform approach is no longer possible
New reforms face tougher tasks:
giant SOEs
pillar SOCBs
Why adjustments may be painful?
non-state sector small in these sectors
financial problems could trigger economy-wide difficulties
unemployment pressure
Banking reform has made progresses
The central bank, PBOC, was established
A complete banking system was developed
4 major banks (75% of banking assets)
a dozen other commercial banks
3 policy banks
foreign banks and branches
proposed 10 private banks
Financial deepening: M2/GDP ratio (>130%)
The banks rely mainly on household deposits (70%) and lend mainly to the state sector (>70%)
Financial deepening, M2/GDP (%)
Declining growth rates of household deposits
But bank fragility grew
Banking problems caused by
Loss-making SOEs
Policy loans (one-third of total outstanding loans)
Weak banking institutions
Non-performing loans
Under-capitalization of the banks
(comparing to the other Asian economies)
中国银行的改革(英文版).ppt38简介结束,下载后阅读全部内容
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